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Until 2010, income restrictions kept some people out of roth. You are free to withdraw your funds as per your convenience and there is no restriction on the amount of money that can be withdrawn from a roth ira. A backdoor roth ira isn’t a special type of account. Web the backdoor roth ira strategy is a legal way to get around the income limits that usually prevent high earners from owning roth iras.

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Web a backdoor roth can be created by first contributing to a traditional ira and then immediately converting it to a roth ira (to avoid paying taxes on any earnings or having earnings that put you. The backdoor roth ira strategy is not a tax dodge—in. Rather, it’s a strategy that helps you move money into a roth ira even though your annual income would. Web how to set up a roth ira to make a backdoor contribution.

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